Joya 88 Terms & Conditions — What you need to know before using the platform

1General Terms & Conditions

These Terms & Conditions form a legal agreement between Joya 88 and its users. "Platform" refers to the joya88.fun website, mobile app, and all associated services.

Joya 88 reserves the right to update these Terms & Conditions at any time. A notice will be posted on the platform when changes are made. Continued use of the platform after any update constitutes acceptance of the revised terms.

• These terms are available in Bengali and English. In case of any conflict, the English version shall prevail.
• By using any part of the platform, you agree to these terms and conditions.
• Joya 88 reserves the right to modify or discontinue any service at any time without providing a reason.

2Account Registration

To open an account with Joya 88, you must provide accurate and truthful information. Joya 88 reserves the right to terminate any account found to have used false details.

• Each person may only register one account. Multiple accounts from the same identity, device, or IP address are strictly prohibited.
• The mobile number and email address provided at registration must be verified.
• Your account security is your own responsibility. Do not share your password with anyone.
• If you notice any suspicious activity on your account, notify Joya 88 immediately.
• Transferring or selling your account is strictly prohibited.

3Age & Eligibility

Joya 88 is for adults only. Anyone under the age of 18 is not permitted to use this platform.

• You must be at least 18 years old at the time of registration.
• Proof of age (national ID or passport) may be required during verification.
• If an underage user is identified, their account will be immediately closed and their balance forfeited.
• Persons who lack the capacity to make informed decisions are not permitted to use this platform.

4Deposits & Withdrawals

Specific rules apply to all deposits and withdrawals on Joya 88.

• The minimum deposit amount is ৳500 and the maximum is ৳5,00,000 per day.
• Withdrawal processing typically takes 1 to 3 business days.
• KYC (Know Your Customer) verification must be completed before making a withdrawal.
• The deposit and withdrawal method must match (e.g., if you deposited via Mobile Pay, withdrawals must also go to Mobile Pay).
• Bonus balance cannot be withdrawn directly. Withdrawal is only possible after the wagering requirements have been fulfilled.
• If a suspicious transaction is detected, Joya 88 may place a hold on withdrawals until the investigation is complete.

5Betting Rules

All bets placed on Joya 88 are accepted under a specific set of rules. Please read them carefully before placing any bets.

• Once a bet is confirmed, it cannot be changed or cancelled.
• Joya 88 is not liable for bets that fail to confirm due to technical issues.
• The minimum bet amount is ৳10, and the maximum varies depending on the event.
• Odds in live betting can change at any time. The odds at the moment the bet is confirmed will apply.
• If a match is abandoned or postponed, bets are generally voided and stakes returned.
• Match fixing or placing bets using insider information is strictly prohibited.
• Joya 88 reserves the right to accept or refuse any bet.

6Bonuses & Promotional Offers

All bonuses and promotional offers on Joya 88 come with specific conditions. Please read them before claiming any bonus.

• The welcome bonus is available to new members only and applies once on the first deposit.
• Bonus withdrawals typically require a wagering completion of 20–30x.
• Maximum odds limits may apply to bets placed using bonus funds.
• Bonuses are generally valid for 30 days. Any unused bonus will be forfeited upon expiry.
• If bonuses are claimed across multiple accounts, all claims will be cancelled.
• Joya 88 reserves the right to modify or cancel any bonus offer at any time.

7Account Closure & Restrictions

Joya 88 may temporarily or permanently close any account for the following reasons:

• Registering with false or inaccurate information.
• Operating multiple accounts.
• Misuse of the bonus system.
• Attempting to hack another user's account.
• Involvement in match fixing or fraud.
• Money laundering or suspicious financial activity.

If an account is closed, any valid balance will be refunded; however, bonuses and winnings deemed suspicious will be voided. You may also request account closure by contacting our support team.

8Responsible Gaming

Joya 88 believes betting is for entertainment, not addiction. We place responsible gaming at the top of our priorities.

• Users can set daily, weekly, or monthly limits on their deposits, bets, and losses.
• You can activate self-exclusion (temporarily suspending your account) at any time if you feel it is necessary.
• You may take a temporary break using the cooling-off period feature.
• If you notice signs of betting addiction, our support team is always ready to help.

9Privacy Policy

Joya 88 takes the protection of your personal information very seriously. Our Privacy Policy details how your data is collected and used.

• Your personal information will never be sold to any third party.
• Your information will only be used to provide services and meet legal obligations.
• All data is protected with SSL encryption.
• To learn more, contact us Privacy Policy View the page.

10Intellectual Property

All content on the Joya 88 platform — including logos, designs, text, software, and databases — is the intellectual property of Joya 88.

• Copying, redistributing, or commercially exploiting any part of the platform without permission is strictly prohibited.
• Viewing or downloading content for personal use is permitted.
• Written permission is required to use any Joya 88 trademark.

11Limitation of Liability

Joya 88 is not liable for:

• Bets lost due to internet disconnection.
• Losses caused by issues with your device or software.
• Losses caused by third-party actions or hacking.
• Betting losses resulting from changes in sports outcomes.
• Interruptions or failures involving authorized third-party services.

Under all circumstances, Joya 88's maximum liability is limited to the amount deposited in your account.

12Changes & Updates

Joya 88 may update these terms and conditions at any time. Registered users will be notified of significant changes via email or an on-platform notice.

• Continued use of the platform following any changes will be considered acceptance of the updated terms.
• If you do not wish to accept the updated terms, contact support to close your account.
• The latest version of the terms will always be available on this page.